We are open for investment as usual, but please note: withdrawals from Auto-Invest, 30 Day Access, Fusion, HCBC1, HCLN1
and IF-ISA accounts/investments are affected due to impact on normal market conditions by the Coronavirus outbreak.
Secured* Peer-to-Peer Property Investments
Are you looking to earn highly attractive interest rates investing in a
diverse range of development and bridging loans
secured against UK property?
If you are, then please browse our live investment opportunities below, but before
you do, you might want to take a minute to watch my explainer video »
Explore opportunities available now for you to invest in, and use the filters
above to tailor your search.
You must create an account and agree to our risk warning to see full details of our investment products
Property Investment Opportunities
The idea that property investment is reserved for those with money and experience is a major
misconception – as is the idea that there are limited property investment methods.
At The House Crowd, we offer a wide range of property investment opportunities with reliable returns.
None requires deep pockets, or deep wells of expertise: anyone with £1,000 can get involved.
How The House Crowd works
We offer four different ways to invest in property.
Secured Peer To Peer Lending offers investors
the chance to directly lend money to property owners. It’s a short-term commitment, the minimum
level of investment is £1,000, and all funds are secured against the borrower’s land and
property. You always know who – and which property – you’re investing in, and you benefit from
average returns of 8.57% p.a. (average returns as of June 2020).
Peer to Peer Property Development Funding
involves financing new build housing projects. As with peer to peer property lending, your
investment is secured against the developer’s land and property. With this form of funding, you
can expect to earn up to 10% target interest over a relatively short loan period. You will also be helping
solve Britain’s ongoing housing crisis and to make a great return along the way.
Auto-Invest is our latest service – offering you the
opportunity to profit from peer to peer lending without managing an investment portfolio at all.
Just deposit the funds, let us do the hard work. We diversify your investment across secured
property development loans and bridging loans, and you earn an annual target rate of up to 7%* interest –
365 days a year. You will be paid your interest twice a year. As of January 2020, we have 3 Auto-Invest products
- Cautious, Balanced and Bold which have different levels of risk and pay different target returns.
Choose the product which reflects the level of risk you are prepared to accept though remember your capital is at risk.
[ ISA and SIPP eligible ]
The Innovative Finance ISA (IF ISA) (as of 15th January 2020 all IF-ISA investments
can be made through our 3 Auto-Invest Products). This lets you invest
up to £20,000 a year and earn a target rate of up to 7% P.A.* depending on the level of risk you are willing to accept,
completely tax-free. We’ll diversify your
investment across a range of loans (mitigating your risk) all secured against property –
relieving you of the burden of managing it yourself and giving you the returns and tax benefits
associated with the IF ISA.
*No interest rates quoted are guaranteed. All rates are target rates only.
Why The House Crowd?
At The House Crowd, we provide you with several ways to pursue property investment opportunities that
predictable yields – enabling you to build a healthier financial future.
We do peer to peer lending and crowdfunding, and we do it extremely well: since our
official launch in 2012,
over £122M has been invested via our platform across more than 350 properties – with over £68M paid
out to investors in capital and returns (figures as of June 2020).
Are you a property owner looking for a fast, flexible and short-term bridging loan?
The House Crowd has access to private capital and virtually unlimited crowdfunded monies,
which can help you fund your residential or commercial property transactions, development
or renovation projects, or business cash injection.
Property Development Finance
Are you are looking for property development finance for future projects?
The House Crowd are looking to partner with experienced property developers and builders with a
proven track record to help them finance their projects through our cutting-edge crowdfunding platform.
Become an Introducer
House Crowd Finance provides secured bridging, refurbishment and development loans.
We have access to a pool of immediately available funds and in additional, virtually unlimited,
capital can be raised from our rapidly growing investor database.
Have any questions for us? We’ve collated the most common enquiries we get, and they’re all answered here.
Read what some of our investors think of investing and earning with The House Crowd.
We’re proud to be rated excellent on Trustpilot. Read our reviews from investors.
Like any investment, ours are subject to an element of risk.
Learn more about this and what it means for you.
Useful information for further reading all in one place.
Learn more about what we do along with useful tips with our video library
Alternative Investment Podcast
Join CEO of The House Crowd Frazer Fearnhead and investing expert Paul Stallard as they explore a
range of thought-provoking issues surrounding alternative investment.
Designed to educate and entertain, our brand new 'Alternative Investment'
podcast brings a variety of upbeat, bite-sized tidbits.
Regular updates, information and opinion from Frazer and the team.
Our mission is to enable our clients to build a financially better future for themselves
through the provision of market-leading crowdfunded property investments that deliver
predictable and consistent returns.
Meet the Team
Meet the people behind the scenes making it all happen.
Frazer Fearnhead - Founder and CEO
Meet the founder and CEO of The House Crowd, Frazer Fearnhead.
In The Press
Keep up to date with our latest press coverage. Frazer’s not short of a few opinions!
Code of Conduct
Learn about what we stand for and the values that we work hard to uphold.
Have a question? Get in touch and we’ll get back to you as soon as we can.
Would You Like to Work With Us?
Would you like to work for a dynamic friendly fast growing company based in modern offices in Hale, Altrincham?
We are open to part time and flexi-time working and are always looking for top quality people to join our team.