*Capital at risk and rates are not guaranteed. Please read our important information page and risk warning before investing.
With The House Crowd’s brand new Auto-Invest service, you can get the benefits of peer to peer lending without the hassle of managing an investment portfolio.
You can invest in just a few clicks, then sit back and relax whilst we automatically diversify your available funds, spread your risk across a portfolio of secured peer to peer loans and property developments, and collect your interest for you.
That means your money will be earning interest 365 days a year with no 'downtime' in between investments.
You will earn a fixed annual rate of 7% (not guaranteed). You can choose to receive your interest twice a year. Or you can choose to compound your interest (i.e. reinvest the interest you earn). Do that for 5 years and it should equate to an average annualised return of 8.2%.*
You can withdraw your capital after the Minimum Term on 30 days’ notice**
If you invest for 5 years at a rate of 7% p.a. and roll up all interest payments.
Twice a year in October and April.
If you prefer, use the power of compound interest to maximise your returns.
Available funds will be automatically diversified over as many loans as practicable thus spreading risk.
You will earn money immediately from the set start date until you withdraw with no ‘downtime’.
In the unlikely event we're unable to recover your capital, after a default event, we will cover 10% of any capital loss as compensation.
Top up your investment whenever you like.
No need to select individual properties – we allocate funds according to set criteria.
Minimum term just 12 months, then withdraw your money on 30 days' notice.**
*Assumes investing for 5 years at a rate of 7% p.a. and rolling up all interest payments. No bad debt has been forecast. Please read our terms for full details.
**Subject to sufficient availability of funds. In some cases, it may not be possible to return an investor’s money until a loan is redeemed or new investment is received. Investors will earn interest until repaid. If a loan is in default you will not be able to recover the part of your investment allocated to that loan until the borrower repays. Please read our terms for full details