When you invest we automatically spread your money across our secured property loan portfolio. You earn 7% p.a.* with interest paid twice a year.
*Capital at risk and rates not guaranteed. Withdrawals may be restricted due to illiquidity. Not covered by the Financial Services Compensation Scheme (FSCS). Please read our full risk warning.
Our Auto-Invest service, gives you the benefits of peer to peer lending without the hassle of selecting individual investments.
You can invest easily, then sit back whilst we automatically diversify your funds across a portfolio of secured peer to peer loans and collect your interest for you.
That means your money will be earning interest 365 days a year with no 'downtime' in between investments, as this is factored into the rate.
You will earn an annual rate of 7%. You can choose to receive your interest twice a year or compound your interest instead (i.e. reinvest the interest you earn). Do that for 5 years and it should equate to an average annualised return of 8.2%*.
We believe this represents an attractive return and a decent level of risk-mitigation.**
* As with all investments, your capital is at risk, returns may vary and you must understand all the potential risks involved before you invest. **Assumes investing for 5 years at a rate of 7% p.a. and rolling up all interest payments. No bad debt has been forecast. Please read our terms for full details.
If you invest for 5 years at a rate of 7% p.a. and roll up all interest payments.
Twice a year in October and April.
If you prefer, use the power of compound interest to maximise your returns.
Available funds will be automatically diversified over as many loans as practicable thus spreading risk.
You will earn money immediately from the set start date until you withdraw with no ‘downtime’.
In the unlikely event we're unable to recover your capital, after a default event, we will cover 10% of any capital loss as compensation.
Top up your investment whenever you like.
No need to select individual properties – we allocate funds according to set criteria.
Minimum term just 12 months, then withdraw your money on 30 days' notice.**