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Property Crowdfunding?
  • Invest from £1000
  • Share in rental income & capital growth
  • Hassle free property investing
  • Buy to let or development deals
  • Medium-long term investment periods
Peer 2 Peer Lending?
  • Returns – up to 13% p.a. net
  • No fees payable
  • Security: a registered legal charge against property
  • Maximum of 75% LTV on the 3rd party secured loans provides a cushion against fall in value
  • Liquidity: investment term typically 6-12 months
  • FCA regulated company


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Thank you for deciding to register with us. Due to FCA regulations we have to ask you to register first before we can show you any investment information. Registering is free and there is no obligation to purchase an investment.

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Property Crowdfunding
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 I have reviewed and agree to the Terms of Service and Privacy Policy

In respect of Equity Investments, The House Crowd Limited (FRN 711355) is an appointed representative of Prosper Capital LLP (FRN 453007) ("Prosper"). Prosper is authorised and regulated by the Financial Conduct Authority. Neither the House Crowd Limited, Prosper nor any of their affiliates or group companies provides any advice or recommendations in relation to this website. If you have any doubt about the suitability of any investment marketed by The House Crowd Limited, or you require financial advice, you should seek a personal recommendation from an appropriately qualified financial advisor that does give advice.

In respect of Peer to Peer investments, The House Crowd is authorised and regulated by the Financial Conduct Authority under interim permission number 665205 to conduct peer to peer lending activity in the UK.

Investments are only available to certain specified persons who are sufficiently sophisticated to understand the risks. Investments in property and unlisted shares carry risk and you may not receive the anticipated returns and your capital may be at risk.

Terms

This page (together with the documents referred to on it) sets out the terms and conditions on which we, The House Crowd Limited (“House Crowd”) make available the information listed on our website at www.http://thehousecrowd.com/ (the “Site“) to you, whether as a guest or a registered user. Please read these terms and conditions carefully before using this Site.

These terms and conditions should be read alongside, and are in addition to, our privacy policy (accessible at http://thehousecrowd.com/privacy), our Funder terms and conditions (accessible at http://thehousecrowd.com/funder-terms) for those seeking to invest in limited companies and limited liability partnerships (“Funders”), our Lister terms and conditions (accessible at http://thehousecrowd.com/lister-terms) for those seeking to market an opportunity for investment on the Site (“Listers”).

You should understand that by using this Site, you agree to be bound by these terms and conditions, our privacy policy, our Funder terms and conditions and/or Lister terms and conditions (as applicable).

You should print a copy of these terms and conditions for future reference.

References to “we”, “our” and “us” are to The House Crowd Limited. References to “you” or “your” are to the user of this Site.

This Site provides you with information of proposals by limited companies and limited liability partnerships seeking to market a proposal for the issue of shares or loan notes.

The Site may also provide you with information on proposals by special purpose vehicles which are subsidiaries of the House Crowd Property Management Company Limited (“House Crowd SPVs”) which acquire and own a property and may be available for you to invest in through the issue of shares or loan notes (subject to certain criteria and in accordance with our Funder terms and conditions).

We are not providing advice on investments nor are we arranging deals in investments. We will however provide administrative assistance in bringing Funders and Listers together.

Please click on the button marked “I accept” at the end of these terms and conditions if you accept them. Please understand that if you refuse to accept these terms and conditions, you will not be able to use our Site.

  1. INFORMATION ABOUT US

  1.1           We, The House Crowd Limited a company registered in England and Wales under company number 7893395 with our registered office at 91-95 Hale Road, Hale, WA15 9HW, operate the website http://thehousecrowd.com.

 

  1. SERVICE AVAILABILITY AND ACCESS

2.1          Our Site is made available free of charge unless otherwise set out in the terms and conditions for Listers and Funders.

2.2          We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. Access to our Site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Site without notice. We will not be liable to you if for any reason our Site is unavailable at any time or for any period.

2.3          You are responsible for making all arrangements necessary for you to have access to our Site.

2.4          You are also responsible for ensuring that all persons who access our
Site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

2.5          If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

2.6          We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

2.7          If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at [email protected]://thehousecrowd.com/

2.8          You are permitted to download and print content from the Site (including these terms and any conditions) solely for your own personal use or in the course of your business to the extent required to use the services provided on the Site. Site content must not be copied or reproduced, modified, redistributed, used or otherwise dealt with for any other reason without our prior express written consent.

2.9          If you print off, copy or download any part of our site in breach of these terms of use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

  1. OUR LIABILITY

3.1          Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

3.2          To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Site or any content on it, whether express or implied.

3.3          We will not be liable to you for any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of this Site, any websites linked to it and any materials posted on it, including, without limitation any liability for:

3.3.1 loss of income or revenue;

3.3.2 loss of business;

3.3.3 loss of business opportunity;

3.3.4 loss of profits or contracts;

3.3.5 loss of anticipated savings;

3.3.6 loss of data;

3.3.7 loss of goodwill or reputation;

3.3.8 wasted management or office time;

3.3.9 any indirect or consequential loss or damage; and

3.3.10 for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable

3.4 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it, or on any website linked to it.

3.5 We assume no responsibility for the content of websites linked on our Site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

  1. INTELLECTUAL PROPERTY

4.1 We own and you agree that we own all present and future copyright, registered and unregistered trademarks, design rights, unregistered designs, database rights and all other intellectual property rights existing in or relating to this Site and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

4.2 No warranty is given that the contents of this Site do not infringe the rights of any third party.

4.3 You must not use any part of the content on our Site for commercial purposes without obtaining a licence to do so from us (or our licensors where applicable).

  1. INDEMNITY

5.1      You agree to indemnify us against all liabilities, costs, expenses, damages and losses (including but not limited to any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest, penalties and legal costs and all other professional costs and expenses suffered or incurred by arising out of or in connection with any breach by you of this agreement.

  1. UPLOADING CONTENT TO OUR SITE

6.1 Whenever you make use of a feature that allows you to upload content to our Site, or to make contact with other users of our Site, you must comply with the content standards set out in our Acceptable Use Policy at www.thehousecrowd.com/acceptableusepolicy.

6.2 You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

6.3 Any content you upload to our Site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.

6.4 We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy.

6.5 We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our Site.

6.6 We have the right to remove any posting you make on our Site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy www.thehousecrowd.com/acceptableusepolicy.

6.7 The views expressed by other users on our Site do not represent our views or values.

  1. VIRUSES

7.1 We do not guarantee that our Site will be secure or free from bugs or viruses.

7.2 You are responsible for configuring your information technology, computer programmes and platform in order to access our Site. You should use your own virus protection software.

7.3 You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

  1. LINKING TO OUR SITE

8.1          You may only link to our Site with our prior written consent. We reserve the right to withdraw linking permission without notice.

  1. THIRD PARTY LINKS AND RESOURCES IN OUR SITE

9.1      Where our Site may contain links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources.

  1. NORELIANCE ON INFORMATION

10.1       The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.

10.2       Although we make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up-to-date.

  1. WRITTEN COMMUNICATIONS

11.1       Applicable laws require that some of the information or communications we send to you should be in writing. When using our site, you accept that communication with us will be mainly electronic. We will contact you by e-mail or provide you with information by posting notices on our Site.

11.2       For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

  1. NOTICES

12.1 All notices given by you to us must be given to The House Crowd Limited, 2nd Floor, 91-95 Hale Road, Hale, WA15 9HW. We may give notice to you at either the e-mail or postal address you provide to us.

12.2 Notice will be deemed received and properly served immediately when posted on our Site, 24 hours after an e-mail is sent, or three days after the date of posting of any letter. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that such letter was properly addressed, stamped and placed in the post and, in the case of an e-mail, that such e-mail was sent to the specified e-mail address of the addressee.

  1. WAIVER

13.1 If we fail, at any time, to insist upon strict performance of any of your obligations under these terms and conditions or any other document referred to herein, or if we fail to exercise any of the rights or remedies to which we are entitled under the contract, this will not constitute a waiver of such rights or remedies and will not relieve you from compliance with such obligations.

13.2 A waiver by us of any default will not constitute a waiver of any subsequent default.

13.3 No waiver by us of any of these terms and conditions will be effective unless it is expressly stated to be a waiver and is communicated to you in writing in accordance with clause 12 above.

  1. SEVERABILITY

14.1 If any of these terms and conditions or any provisions of any other document featured on this Site are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

  1. ENTIRE AGREEMENT

15.1 These terms and conditions and any document expressly referred to in them constitute the whole agreement between us and supersede all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to the subject matter of any contract.

15.2 We each acknowledge that neither of us relies on, or will have any remedies in respect of, any representation or warranty (whether made innocently or negligently) that is not set out in these terms and conditions or the documents referred to in them.

15.3 Each of us agrees that our only liability in respect of any representations and warranties that are set out in this agreement (whether made innocently or negligently) will be for breach of contract.

15.4 Nothing in this clause limits or excludes any liability for fraud.

  1. OUR RIGHT TO VARY THESE TERMS AND CONDITIONS

16.1 We have the right to revise and amend these terms and conditions from time to time.

16.2 You will be subject to the policies and terms and conditions in force at the time that you apply to become a member, unless any change to those policies or these terms and conditions is required to be made by law or governmental authority (in which case you will be subject to those policies or terms and conditions as amended), or if we notify you of the change to those policies or these terms and conditions before we send you the membership acceptance (in which case we have the right to assume that you have accepted the change to the terms and conditions, unless you notify us to the contrary within seven working days of receipt by you of the Services).

16.3       Please check this page from time to time to take notice of any changes we made, as they are binding on you.

  1. LAW AND JURISDICTION

17.1 Any dispute or claim arising out of or in connection with the use of this Site or its subject matter or formation (including non-contractual disputes or claims) will be governed by English law. Any dispute or claim arising out of or in connection with such use (including non-contractual disputes or claims) will be subject to the non-exclusive jurisdiction of the courts of England and Wales.

17.2 This site is only intended for use by residents of the United Kingdom and subject to 17.3, any overseas investor warrants that they agree with terms of this clause.

 17.3 If you are resident in, or a citizen or national of, a jurisdiction outside the United Kingdom or who are nominee of, or custodian, trustee or guardian for, citizens or nationals of such jurisdictions (“overseas shareholder”), you have informed and satisfied yourself as to the full observance of the laws and regulatory requirements of the relevant jurisdiction in connection with any Shares offered on this site and the Companies listed on this site. This includes the obtaining of any governmental, exchange control or other consents which may be required, the compliance with other necessary formalities and the payment of any issue, transfer or other taxes or duties due in such jurisdiction.

17.4 It is the responsibility of any Overseas Shareholder to pay any tax, banking fees, currency exchange charges or any other costs associated with subscribing for shares listed on this site


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Privacy Policy
 

We are committed to safeguarding the privacy of our website users. This policy (together with our website terms of use and all other documents referred to on it) sets out the basis on which any personal information we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal information and how we will treat it. By visiting www.thehousecrowd.com you are accepting and consenting to the practices described in this policy.

For the purpose of the Data Protection Act 1998 (the “Act”), the data controller is The House Crowd Limited of 91-95 Hale Road, Hale, WA15 9HW. We are committed to safeguarding the privacy of our website visitors.

(1)What information do we collect?

We may collect and process the following data about you:

Information you give us. You may give us information about you by filling in forms on our Site at www.thehousecrowd.com/ (“Site”), by filling in any other forms provided to you by us or by corresponding with us by phone, e-mail or otherwise. This includes information you provide when you register to use our Site, request an information pack, comply with our requests for additional information and when you report a problem with our Site. The information you give us may include your name, address, e-mail address and phone number, financial, personal description and photograph.

Information we collect about you. With regard to each of your visits to our Site we may automatically collect the following information:

  • technical information, including the Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;
  • information about your visit, including the full Uniform Resource Locators (URL) clickstream to, through and from our Site (including date and time); products you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page and any phone number used to call our customer service number.

(2)Using your personal  information

We use personal information held about you in the following ways:

Information you give to us.

We will use this information:

  • to carry out our obligations arising from any agreements entered into between you and us relating to the Site and to provide you with the information and services that you request from us;
  • to provide you with information about services we offer that are similar to those relating to the services offered on the Site;
  • to notify you about changes to our service; and
  • to ensure that content from our Site is presented in the most effective manner for you and for your computer.

Information we collect about you.

We will use this information:

  • to administer our Site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
  • to improve our Site to ensure that content is presented in the most effective manner for you and for your computer;
  • to allow you to participate in interactive features of our service, when you choose to do so;
  • as part of our efforts to keep our Site safe and secure;
  • to measure or understand the effectiveness of advertising we present to you and others, and to deliver relevant advertising to you; and
  • to make suggestions and recommendations to you and other users of our Site about goods or services that may interest you or them.

(3)Disclosures of your personal information

We may share your personal information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.

We may share your personal information with selected third parties including:

  • any of our employees, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes as set out in this privacy policy;
  • analytics and search engine providers that assist us in the improvement and optimisation of our Site;
  • Tracesmart for the purpose of carrying identity and fraud checks on users.]

We may disclose your personal information to third parties:

  • If we are under a duty to disclose or share your personal information  in order to comply with any legal obligation, or in order to enforce or apply our terms of use at www.thehousecrowd.com/funderterms, www.thehousecrowd.com/listerterms and www.thehousecrowd/websiteterms in order to establish, exercise or defend our legal rights or to protect the rights, property, or safety of The House Crowd, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction; and
  • To the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling.

Except as provided in this privacy policy, we will not provide your personal information to third parties.

(4)Security of your personal data

We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information. We will store all the personal information you provide on our secure (password- and firewall- protected) servers. Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

(5)Policy amendments

We may update this privacy policy from time-to-time by posting a new version on our Site. You should check this page occasionally to ensure you are happy with any changes.

(6)Your rights

You may instruct us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £10.00).

You may instruct us not to process your personal information for marketing purposes by email at any time to [email protected].

(7)Third party websites

The Site contains links to other websites. We are not responsible for the privacy policies or practices of third party websites.

(8)Updating information

Please let us know if the personal information which we hold about you needs to be corrected or updated.

(9)Cookies

Our Site uses cookies to distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site. By continuing to browse the site, you are agreeing to our use of cookies.

We use Google Analytics to analyse the use of our Site. Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our Site is used to create reports about the use of the Site. Google will store this information. Google’s privacy policy is available at:

http://www.google.com/privacypolicy.html

Most browsers allow you to reject all cookies, whilst some browsers allow you to reject just third party cookies. For example, in Internet Explorer you can refuse all cookies by clicking “Tools”, “Internet Options”, “Privacy”, and selecting “Block all cookies” using the sliding selector.

Blocking all cookies will, however, have a negative impact upon the usability of the Site.

(10)Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA“). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff may be engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your personal information, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

(11)  Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy.

(12)   Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to [email protected]

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