Performance Stats

Please see below for our detailed repayment stats as of end of October 2019 with cumulative stats as of February 2020 in the section above. These list total dividends, interest and any capital repayments made in that month covering our B2L investments, development and P2P loans, as well as the year’s returns to date. You can also see our total cumulative returns from 2013, which you may also find helpful to know.

February 2020

  • Projects and loans paid out against: 27
  • Total value of dividends and interest paid: £60,589.04
  • Total value of capital repaid: £727,000
  • Total number of payments to investors made: 1,824

Cumulative (from January 2013)

  • Total number of investments paid out against: 1,607
  • Total interest and dividends paid: £7,096,642.17
  • Total value of capital repaid: £58,903,959.26
  • Total number of payments to investors made: 49,710

October 2019 Peer to Peer and Development Performance Stats

Development and Bridging Data 2015 2016 2017 2018 2019 Cumulative @ 31/10/19
Default rates 11.1% 23.3% 39.8% 13.5% 0.0% 27.1% *See note below
Currently in default 0.0% 6.7% 14.5% 9.6% 10.7%
No of loans completed 9 31 88 73 33 233
Total value of loans completed £2,312,074 £16,095,000 £30,747,700 £25,086,000 £17,917,786 £91,758,660
Average loan period (months) 11 11 9 9 11 10
Average loan size £256,897 £519,194 £349,406 £343,644 £542,963 £393,814
**No of loans due to be redeemed 9 30 83 52 3 177
**No of loans redeemed within tolerance 8 23 50 41 1 123 69.5%
**No of loans redeemed beyond tolerance 1 5 21 2 0 29 16.4%
**No of loans not redeemed within tolerance (still active) 0 0 0 4 2 6 3.4%
**No of loans in default (not redeemed beyond tolerance) 0 2 12 5 0 19 10.7%
Average late days 30.5 157.9 265.3 72.2 N/A 179.8
Average late days incl HCBC1 funded out 202.3 162.7 234.1 74.2 N/A 175.8
% of investor monies lost to date 0% 0% 0% 0% 0% 0%

*Note- Actual default rates based on redeemed loans with a 180 day tolerance threshold.

**Note- Please note that redemption and default figures are based on the year the loan is made in eg. if a loan is made in 2017 and redeems in 2018 (even if late paying) the stats for it will be recorded in 2017.