Invest in our smart, tax-free IF-ISA and earn 7% p.a.* with your money spread across our secured property loan portfolio.
Peer to peer lending has become hugely popular in recent years. It’s easier than ever to loan money to individuals and organisations and peer to peer ISAs alone come in a number of different types: loans to consumers, loans to businesses, loans to property buyers and developers – amongst other things. The House Crowd offers a property-based peer to peer Innovate Finance ISA.
The appeal is simple, and lies in its name: no middlemen, no banks – it’s a loan from one peer to another. So If the borrower defaults we can take control of the property and try to recover your investment.
A peer to peer ISA allows you to engage in this increasingly popular form of lending – within a tax-free environment. As with the majority of investment options, it carries a certain level of risk, and investors should always diversify their portfolios to protect against potential losses.
Are you fed up of the returns you're getting from your existing ISA? If the answer is yes, you’ll be glad to hear that you can now transfer your current ISA to The House Crowd’s Innovative Finance ISA completely free of charge.**
So, if you would prefer to invest your tax-free allowance with The House Crowd and receive 7%* a year tax-free with a diversified loan portfolio secured against UK property, here’s what you need to do.
1. Open your House Crowd Account and upload your ID for our routine compliance checks.
2. Once approved, apply for an ISA account (you’ll need your National Insurance number to hand).
3. Click ‘my portfolio’ and new ISA transfers and follow the instructions to complete the process.
We’re offering a £50 reward for first time investors in our Innovative Finance ISA until Friday 5th April 2019.* If you decide to invest £10,000 or more we will increase your reward to £100!
Sound good? Here are the main things you need to know.
Rewards will be paid out with interest on 30th April 2020. They can be rolled up and compounded if you choose to do so.
The offer is open only to members who have not yet invested in our Innovative Finance ISA before the promotion start date (23rd January 2019).
Investments of £1,000-£9,999 = £50 reward
Investments of £10,000-£20,000 = £100 reward
Tax-free returns in our ISA wrapper.
Invest up to £20,000 in any one tax year.
Or compound your interest to maximise returns.
Interest calculation starts 14 days from receipt of funds.
Automatically diversify and spread your risk.
All investments secured by legal charges at the land registry (Capital at risk. Property values can go down as well as up).
The House Crowd is a radically innovative organisation. Through crowdsourcing, investors can be exposed to higher returns in markets that had, traditionally been exclusive to institutional funds
L.Huerta - Twickenham
At a time of weak returns from most other investments and widespread scepticism as regards financial services providers, The House Crowd offers impressive returns with good security. It's a hassle-free way to invest in property, which is easy to understand and run by trustworthy, friendly people - what's not to like ?
J.Hoyle - Oldham
A simple and transparent way to get Involved in buy to let without the hassle of being landlord or needing a large deposit to get started