Reasons To Join
The House Crowd
Superb returns
We pay you 7.5% p.a. on the income only investment model and a minimum of 6% p.a. (plus capital growth) on the total amount of your investment with the income and capital growth model. This is better than gross yields available on most property investments and is a much better return than you can find with ISAs, pensions or savings.
Low risk property investment
Your are putting your money into an asset-backed investment secured by a UK property.
Your money is paid directly into and held in a solicitor’s client account until purchase after which it is secured against a property in which you have a legal interest through the limited company (SPV) which owns it.
Thus your property investment is always secured.
Spread your risk
Rather than investing by yourself and putting all your capital into one property, you can spread your investment over several different properties thus mitigating the risks associated with property investment.
Transparency
No fees, no hidden charges. You will receive access to our online property management system giving you 24/7 access to all relevant information about the property including progress of the refurbishment work, notice when the property is let, rental statements and updated property valuations.
Liquidity
One of the drawbacks of property investment is its relative illiquidity. We realise not everybody wants to wait until a buyer and be found and the right price is achieved. If you wish to recoup your capital investment at any stage after the minimum investment period, you are able to do so by following the procedure laid down in the legal packs.
Social benefit
Okay, clearly the main reason we are running this business and the main reason we expect people to invest in property is to make money. We would never deny that. But whilst our ethos is all about creating and sharing the wealth with our investors, we are also passionate about ensuring our business has a positive social impact.
There are currently over 720,000 empty homes in the UK and an estimated 1 million plus homeless people (2/5 of which are thought to be families). The majority of properties we purchase are empty, run down properties. We spend the money refurbishing them to a let-able condition and then they are rented to those on benefits and to vulnerable people who are in need of housing.
The majority of private landlords shy away from renting to such tenants, despite the higher returns, as they see it as too problematic. That causes a shortage of housing for those most in need. We have the knowledge and experience to avoid the common pitfalls associated with such tenants and with careful management we can both produce very high yields and have a positive social benefit.
