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How they found their experience of being involved with The House Crowd
Dean Ayres, 58 Retired Air Traffic
Stuart Warren, 65 Freelance Music Tutor
Bob Steele, Maths Teacher
Frank Nash, 62 Food Production
Jamie Grant, 42 IT Professional
Stephen Peterson, 23 Student
Dean Ayres, a Retired Air Traffic Controller (58) and Cathy Taylor-Ayres (53) live near Wimborne, Dorset.
Dean – We have invested jointly in several projects from HCPs 25 onwards – 22 projects and just over £155,000 total investment so far.
I like the concept of CrowdFunding and Peer-to-peer lending. I like making my own investment decisions. With a mixture of income with the possible capital growth, plus investing away from the overheated housing market in the South, THC seemed an ideal home for about 25% of the lump-sum from my pension.
I like The House Crowd model as it provides better returns than many conventional investments, it has a personal touch, and I also like being involved in identifiable projects rather than a big pot. Also, the security that you have a share in the SPV that owns the individual investment is something I value.
I would also say I find dealing with The House Crowd a real pleasure.
Stuart Warren 65 from Grange over Sands in Cumbria. I am 1/10th retired freelance Music Tutor and Music Technology nerd.
I came on board at House Crowd Project 10 and have invested in 77 different properties now through The House Crowd over the last year or so. Dividends have been paid on schedule as promised.
I invested with The House Crowd as I like the idea of property investment – it's something that's easy to understand and you have a physical asset to fall back on but I didn't want the hassle of managing own property. I also like the idea of spreading the money I have to invest over a number of properties.
My pension income is low but having spare cash now means I can try to build up a fund for when I am older. I have used lump sums to pay off my mortgage rather than go on a cruise.
Having been self employed for over 30 years, I have learnt, occasionally as a result of living near the edge, to subsequently be meticulous over my own financial affairs. I get the sense that through your own experience you have the ability to have your fingers on the pulse of this "new" business model.
Yes, I realise there is some risk but I have lived through risk and have come out the other side OK.
I've found House Crowd to have a very approachable team who are quick to answer queries. I also follow Frazer's comments on Zopa Talk.
I am based in Walsall. I'm a Maths Teacher at a Further Education College. I have a deferred pension with Shell but no other investments. So far I have invested £22,000 in 18 separate projects.
I invested with The House Crowd as the returns from my savings account were poor and other investments I looked at on the internet, although they promised high returns seemed far too risky for me. I understood The House Crowd model, which is very simple, and I thought they offered achievable realistic returns. I also liked the social/ ethical side to the investment whereby the company returns life into properties that have fallen into disrepair and provides good quality homes for those on low income.
I invested for a mixture of capital growth and income and have a longer term investment strategy which is fulfilled by The House Crowd's model. I like being able to choose between the 50% profit share model and the pure income model and have split my investments between them.
Although now based in the Midlands I lived in Manchester for 27 years . I know the city well and the fact the property investments are based in Manchester gave me an added layer of familiarity and security. I know that the areas the company invests in are ones of high rental demand and low house prices which are essential for achieving high yields.
On an operational level, I find the House Crowd admin team to be very friendly but always professional and the supply of information Clarissa provides is right on the money – keeping me properly updated with all my investments so I have never felt lacking in information whilst she does not inundate me with irrelevant stuff.
I have spent most of my career in the drinks industry but I now work in food production.
I have invested £66,000 over 12 different projects so far.
A couple are on the market to be sold but the rest were for long term buy to let purposes with the properties being 2-3 bed terraces in Manchester. I have spread the risk over a number of different properties and have split the investment over the two models for a mixture of income and capital growth.
Pensions to my mind are only good if you contribute large amounts over a lifetime, and there is no such thing any longer as a final salary pension. I liked House Crowd as the investment is in a tangible asset that is easy to understand. I read an article about The House Crowd, I thought it was a new fresh idea that promised good returns. I took it from there, did some research and some due diligence and then decided to invest.
I've had a very positive experience dealing with The House Crowd. Everyone is very friendly and approachable and I like the fact that the House Crowd team is willing to meet up with investors face to face at the regular investor evenings.
I am a 42 year old IT professional from Southampton who is now a regular investor with The House Crowd
I received an inheritance and decided to use part of the money to invest using crowdfunding to build up a property portfolio over several properties rather than putting all of my eggs in one basket.
Having decided that the return on my investment through The House Crowd would reap greater returns than keeping the money in ISA's or traditional banks the option to make money through a no hassle platform was far more appealing.
The simple process of registering on the website along with the ability to build my own property portfolio without the hassles of maintenance telephone calls attracted me to The House Crowd process and has lead to repeat investment.
To date I have invested £25,000 in 7 projects.
As an IT professional I am a beginner when it comes to investing but I found that the easy to use website and transparency of the investment process made the procedure very simple.
I am also keen on the ethics that The House Crowd are renovating British housing stock in areas that may have been overlooked in the past, using local labour and supplying homes to local people to a high standard.
The fact that The House Crowd had built up such an extensive portfolio of traditional properties each maintained and managed to a high standard allows me to start building my own property portfolio without the hassle factor.
I am a 23-years-old student who graduated with an economics degree from the University of York in 2014.
Thankfully, through hard work and an inherent cautious approach to my finances situation, I have amassed an amount of money which I have been able to invest.
When I was first deciding on where and what I wanted to invest in, the key for me was making sure it was a sensible decision, but also had an element of excitement or intrigue.
I came across The House Crowd and it seemed the perfect fit.
To date, I have invested £10,000 in various projects from The House Crowd.
The House Crowd has allowed me to dip my toe into property investment and safely develop my instincts. It's a real thrill to pool your finances with other investments. Even though you don't know the other investors, there's a collaborative aspect to the process which appeals.
It's such an innovative approach to property investment, I'd be delighted if I was able to be as entrepreneurial as this business model during my lifetime.
As and when I am able to save up spare cash, I will certainly be looking to place further funds into The House Crowd. And in time, I'll look to invest the profits from what I hope will be a very successful business venture.
It is a simple, no-hassle approach to property investment that provides stable and steady returns. It's an impressive product.
In respect of Equity Investments, The House Crowd Limited (FRN 711355) is an appointed representative of Prosper Capital LLP (FRN 453007) ("Prosper"). Prosper is authorised and regulated by the Financial Conduct Authority. Neither the House Crowd Limited, Prosper nor any of their affiliates or group companies provides any advice or recommendations in relation to this website. If you have any doubt about the suitability of any investment marketed by The House Crowd Limited, or you require financial advice, you should seek a personal recommendation from an appropriately qualified financial advisor that does give advice.
In respect of Peer to Peer investments, The House Crowd is authorised and regulated by the Financial Conduct Authority under interim permission number 665205 to conduct peer to peer lending activity in the UK.
Investments are only available to certain specified persons who are sufficiently sophisticated to understand the risks. Investments in property and unlisted shares carry risk and you may not receive the anticipated returns and your capital may be at risk.