The House Crowd is just all over the media lately!Â Since we launched in March, we have had lots of new members join us, almost 700 now and we received some great very positive press coverage, which is fantastic! Crowdfunding is definitely taking off in this country.
This month saw us grace the pages of Greater Manchester Business Week, in an article about the crowdfunding phenomena that is sweeping the nation. The article goes in to detail about the concept, how it works, how to make the most of it and introduces Anne Strachan from CrowdfundUK, the only crowdfunding trainer in the North West.
As The House Crowd is an online crowdfunding property investment company which enables people to invest in property, we fitted in very nicely with the piece. If you didnâ€™t get the opportunity to read the article, then fear not, here is the link – http://menmedia.co.uk/manchestereveningnews/news/business/sme/s/1580978_crowdfunding—how-to-stand-out-with-a-little-help-form-the-crowd
The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit http://thehousecrowd.com/thehousecrowd/how-it-works/). We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments (for more information about us, visit http://thehousecrowd.com/thehousecrowd/about/our-manifesto/). If youâ€™ve read enough and want to invest now, visit http://thehousecrowd.com/thehousecrowd/invest-in-property/).
UK House Prices Flatline – But The House Crowd Stays Strong
A recent poll by the Halifax has suggested that UK house prices will flatline this year and that the market is relatively stagnant. This is not surprising with so much doom and gloom in the financial markets and the eurozone. The threat of more quantitative easing looms and generally, everyone is pessimistic, as June rolls in with heavy clouds and rain throughout. The only good news is the hosepipe ban may well be lifted hooray!
Fear not though as our mood remains resolutely positive, and we’re sure the weather will soon be fabulous. We at The House Crowd refuse to accept that the world is going to hell in a handcart, and we are focussing on bright horizons and clear blue skies. Stagnant UK house prices do not affect our model of achieving substantial returns on our investment in property. We have an optimistic view on life whilst achieving realistic returns for our investors.
Put us to the test, and you will discover you can benefit too.
Add an ethical purpose, regular updates and the ability to spread your risk to the excellent financial incentives, and we think you’ll see why so many people have already joined The House Crowd.
Property crowdfunding is now taking the investment world by storm, following our brave debut onto the scene in 2012. We offer better returns on investment than many other investment models, and allow people previously locked out of the property market to benefit from the lucrative world of property investment. What’s more, we’re helping bring much-needed new homes across the Greater Manchester area.
For more information on the process of getting involved with property crowdfunding, visit our Crowdfunding Process page.
We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments.
To find out more about getting great returns on investment with The House Crowd, start by getting to know us here.
Update: This was the state of UK house prices at time of writing. And our returns on investment are even better now than they were when this article was originally written in 2012. The world may feel more doom and gloom than ever – but we keep marching on!
The Living Dead: How Smart Property Investment Can Keep You Alive
Just been reading the book Whoops!: Why Everyone Owes Everyone and No One Can Pay by John Lanchester which is all about the financial meltdown and the lack of credit available to business and home-buyers.
It has a chapter dealing with ‘zombie banks’ where banks are not killed off but neither are they able to flourish as they are forced to reduce their ratio of capital reserves to lending. They simply exist in a sort of limbo land – the Living Dead. Similarly, the newspapers have been discussing “zombie mortgages” of late, where homeowners cannot refinance but will be in deep trouble when rates rise.
But, there are “zombie landlords” out there as well! One magazine recently reported the case of a landlord who had
One magazine recently reported the case of a landlord who had £4 million worth of buy to let property from which he was making a net income of just £40,000 – presumably, because he was so highly leveraged: not an example of smart property investment! That’s just a 1% return a year. It’s inevitable that rates will increase at some point in the not too distant future, and when (not if) they go up by just 1%, this ‘zombie’ and thousands like him will be in deep doo doo.
The House Crowd’s Advice for Smart Property Investment:
Focus on high yield properties with moderate leveraging (or, better still, none at all) so you are always in a positive cash flow position and so you can cope with interest rate rises when they come.
If you’d like to learn about the smart property investment model offered by property crowdfunding with The House Crowd, register now (you don’t have to invest straight away!) and find out about the vastly better returns you could be getting by investing the smart way….