What Makes The House Crowd Different?

What Makes The House Crowd Different?

Property crowdfunding is a fast growing industry within the investment and savings sector. Inspired by our model and our success as the first property crowdfunding platform in the world, many imitators have emerged to challenge the crown.

Yet, despite the increasingly competitive industry, we continue to be the best crowdfunding platform of all (officially!) So what’s the secret to our success?

Most people will tell you that the way to differentiate yourself within your market is simply to be different. But any old idiot can be different – you’ve got to back up your uniqueness with solid foundations.

We stand out from the crowd because we are expert at what we do and we do it with complete transparency. Investors appreciate the low minimum invest level, investment security is high, and the opportunities for diversification within the asset class are excellent.

Besides all that, we still have to provide a compelling reason for people to get behind us. And that is precisely what The House Crowd has done.

The First And Still The Best

We have always defined ourselves as original thought-leaders. Because we were the first property crowdfunding platform, it goes without saying that we know a good deal of everything there is to know about the industry – after all, we invented it. But, moreover, we are at the forefront when it comes to anticipating, identifying, and reacting to changing circumstances to ensure we meet investors’ needs.

Frazer: The Face of The House Crowd

Besides our obvious expertise, there is also a recognisable face at the forefront of The House Crowd as a brand. That face, of course, is Frazer. It is Frazer’s vision that gave birth to the property crowdfunding model, and his story is one that is as human as it is inspirational.

From his Manchester rave culture adolescence, to his career as a music lawyer, through to a range of entrepreneurial projects, and the eventual dawning of property crowdfunding, Frazer has lived a varied and vibrant life.

The hard work, skills, and knowledge it took him to get The House Crowd off the ground, legally permissible, and into the public eye are a testament to the power of labour and perseverance. To know that there is a man who has a lifelong passion for entrepreneurial spirit is an appealing and assuring concept for people searching for the right hands into which to trust their investment.

Hard work and skills may have been what got The House Crowd off the ground, but part of Frazer’s continued popularity is his honest and sometimes forthright way of communicating. He is a character who has always questioned the status quo, famously leaving his glamorous career in law after being told that ‘love is not a word lawyers use’ by his boss. Never afraid to swim against the tide, it’s both Frazer’s boldness and his intuition for what works that breed confidence from others.

By equal measure, he owns up to his investment mistakes; he shares and clearly articulates how he endeavours not to make the same mistake again. These are rare qualities in most leaders.

Swimming Against The Tide

It is Frazer’s questioning of the status quo that has fed the originality of The House Crowd’s manifesto.

The company has always been about democratising property investment, opening the doors to people from all walks of life. Regardless of how much or how little somebody has to invest, our policy has always been the same: we treat everyone with the same openness, attention, and we care for their money as if it were our own.

Our honesty and transparency differentiate us from the faceless competition, who despite adopting our innovative model, still slump through the dark ages when it comes to their attitude to investors. To us, our investors are all equal, and are welcomed in as though we were a family (if that’s not too trite an analogy).

These are the reasons we are different, and the reasons why we continue to lead the way in the property crowdfunding space. As we continue to grow and evolve our model with the changing shape of property in this era of uncertainty, we are adamant that we will never let go of these factors which make us so unique and special. We hope you will join us on the journey.

May 2017 – Monthly Property Development Update

May 2017

Here is a round-up of our latest developments and how they are progressing with accompanying and sometimes interesting photos.

HCD2 – No. 10 Alderley Edge

We are very pleased to announce that we have, this week, won the planning appeals for Alderley Edge (and were awarded full costs). We also already have two parties keen to reserve two of the apartments.

HCD1 – Regent Street

We have received reservation deposits on another three properties at Regent Street.  Assuming all of them go through we will have just two plots remaining – and we have some serious interest in at least one of those. It’s taken quite a bit longer to sell these properties than expected, but we have learned some valuable lessons along the way and they are now selling well.

HCP156 – Station Road Marple

All the issues with the flooding to the cellar have been dealt with and it is now a fully habitable space with flooring.  Our very own Diane (what would we do without her!) has been busy maintaining the lawn and mountaineering up step ladders to trim the hedges in order to keep the property looking attractive to viewers. We recently appointed a new sales agent who is generating a fair amount of interest in the property.  The new photos look great on Rightmove and we had several viewings last week. We await further developments – fingers crossed this property will sell soon as it deserves to be lived in and loved.

HCD5 – Bank Chambers

Our Bank Chambers development of nine apartments is in the heart of thriving up-and-coming Stockport. The roof has now been removed and thankfully no unforeseen horrors were exposed (which is always a danger when converting an old building).  New windows have been fitted and other work is progressing smoothly.

There are still some issues to try and sort out with the conservation officer regarding our plans for the additional apartments on the ground floor, and we are hoping to have some positive news on this shortly (though there are never any guarantees when dealing with council officials who can rather suddenly move the goal posts!)

HCD10 – Bollin Heights

Full planning has been granted for stage two of this development and we are now in the process of applying for stage 3 of the planning permission which involves adding an extension to the rear of the building. We have also have found a personal training company who are keen to set up and operate the fitness studio, and we expect the apartments to be ready for purchasers to move into by October 2017. The sales agents continue to receive strong interest in the remaining apartments.

HCD4 – Gratrix Park

We had a slight issue recently with the drainage on part of the site which has caused minor delays, and we had to create a ‘soak-away’ under the road after negotiation with the council who decided they weren’t going to pay for it – joy. This has created additional and unexpected costs, but everything else is progressing well. We anticipate the show house and the first few units will be complete by early July 2017.

HCD3 – The Woodlands

We had a few problems with the council towards the start of the year, but everything is now resolved. The foundations for the first tranche of houses have been laid and work is progressing at a decent pace. Interest from local Yorkshire home buyers (who have to date been somewhat sceptical about the idea of buying off-plan) has started growing as potential buyers can now see the site developing and taking shape. Our priority is to get the show home ready as quickly as possible to aid off-plan sales.

 HCD13 – Coppenhall Way

We have exchanged contracts and the pre-completion conditions should be finished this week so that we can start clearing the site and ‘breaking ground’ before the end of the month.

HCD7 – Brundred Farm Prestbury:

No change – we are still waiting on the outcome of the planning appeal.

Don’t forget, if you need any help with the investment process, or have any questions, you can call our client account team, Nigel or Damian, on 0161 667 4264.

Register Now for more Info

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Performance Statistics: April 2017

Performance Statistics: April 2017

The figures are now in for our performance statistics from last month. You will see below our summary figures from the dividend, interest and capital payments made in April 2017. You can also see our total cumulative returns from 2013, which you may also find helpful to know.

April 2017

  • Projects paid out against = 22
  • Total value of dividends and interest paid = £166,123.59
  • Total value of capital repaid = £589,400 (1 x development capital, 1 x bridging loan & 2 x HCP projects)
  • Total number of investors paid = 769

Total for 2017 So Far

  • Projects paid out against = 86
  • Total value of dividends and interest paid = £540,219.42
  • Total value of capital repaid = £3,471,307.39
  • Total number of investors paid = 2,483

Cumulative (from January 2013)

  • Project paid out against = 520
  • Total value of dividends and interest paid = £1,675,844.42
  • Total value of capital repaid = £8,477,027.39
  • Total number of investors paid = 10,981

To find out more about investing with The House Crowd, you can register with us by clicking on the purple button below. Alternatively, take a look at our current property investment opportunities by clicking the blue button! Either way, we’re always here to answer your questions in any way we can.

Register Now for more Info

View our Property Investments

 

April – Monthly Property Development Update

April 2017

Here is a round-up of our latest developments and how they are progressing, with pictures available on the links below the descriptions.

HCD10 – Bollin Heights

Work is progressing on schedule and the show apartment is now complete and looks great.

We have applied for planning permission for phase 2, and expect a positive decision on 8th May as it is not contentious.

Sales proceeds are now £300,000 over what was anticipated.

Click here to see latest photos

HCD5 – Bank Chambers

Work is now well underway and proceeding apace. The conservation officer has signed off on all works for the top two floors. Discussions regarding the extra apartments on the ground floor are ongoing.

Click here to see latest photos

HCD4 – Gratrix Park

This development is progressing well with no issues. Sales are strong with 12 units reserved, and we have increased prices slightly.

Click here to see latest photos

HCD3 – The Woodlands

Work has now started after all the council’s issues have been resolved. We are working to get the show home and on-site sales office built ASAP to aid sales. Although the start of works has been significantly delayed, the contractors should be able to make up most of the time lost and will do so once enough confirmed sales have been made.

Click here to see latest photos

HCD2 – 10 Congleton Road, Alderley Edge

Work is proceeding apace with no problems. We will be raising money for the final stage next month (May 2017).

Click here to see latest photos

HCD1 – Regent St

Unfortunately, the expected bulk sale fell through. We have changed agents and improved marketing and have decided to drop the price in the hopes of attracting interest. There are no confirmed sales on the remaining 5 as yet, although there are various interested parties.

HCP156 – 103 Station Road, Marple

The cellar and all other remedial works have now been completed and the property will be going back on the market ASAP.  The cellar is now a habitable space.

Click here to see latest photos

HCD7 – Brundred Farm

Following the rejection of our planning application despite the planners recommending it, our purchase option has been extended for 8 months. The planning appeal is being prepared and will be submitted imminently.

Don’t forget, if you need any help with the investment process, you can call our client account team on 0161 667 4264. 

 

Register Now for more Info

View our Property Investments

 

Establishing Your Own Investment Criteria

Establishing Your Own Investment Criteria

This is an excerpt from Chapter 4, ‘Establishing Your Own Investment Criteria’, of Frazer’s upcoming book, The Alternative Guide To Property Investment. You can register your interest in pre-ordering the book by clicking on the button at the bottom of this post.

We held a dinner for our top-20 investors recently and I think it’s fair to say that just about everybody had different reasons for investing and slightly different criteria for choosing what to invest in.

Before investing any money, you need to consider what you want to achieve. Do you want to sit back and let your investment grow in value (e.g. stamps or wine or a pension fund, if you still think that’s a good idea) or do you want to generate an income (e.g. shares or property)?

Or perhaps a mix of the two?

Do you solely want to provide for your retirement and reinvest any income generated or do you need to earn an immediate income from your investments?

Are you prepared to risk all your capital on the same sort of investment or do you want to make some ultra-safe investments and speculate with a certain portion of your money on riskier but potentially more lucrative investments?

These are just a few of the questions you should ask yourself as the answers will help formulate your own investment criteria. If you have decided that you want to invest some of your capital into property, then the two most significant decisions you need to make are whether you want the emphasis to be on capital growth or cash flow and whether you want to make commercial or residential property investments.


To read more about establishing your own investment criteria, you can click below to register your interest in the book. Fill in your details, and once the book is released, we will send you more information.

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The House Crowd Reviews Show How Great We Really Are!

The House Crowd Reviews Show How Great We Really Are!

We already know that we’re the best property crowdfunding platform in the business. And so does the industry, if our recent Crowdfunding Platform of the Year award from Property Wire is anything to go by (it is). But what do our investors think? Well, The House Crowd reviews on TrustPilot from our investors are pretty positive as well!

We boast an ‘Excellent’ rating on TrustPilot, with 9.2 stars out of 10 overall from investors who’ve reviewed us. Scrolling down the page, we were thrilled to see five out of five from all reviewers, which gave us a real sense of pride. Among the top reviews featured, we are described as ‘absolutely amazing’, ‘helpful’, ‘one of the best online investment programs I have come across’, and ‘professional, courteous and slightly irreverent’. That sounds like us, alright!

Our Top The House Crowd Reviews

Just to save you clicking and scrolling around, we’ve saved some of the best snippets from our favourite The House Crowd reviews on TrustPilot for you to take a look at.


“I have invested for several years now (with a large amount of £££’s) and am VERY happy with the returns. Relatives who I have encouraged to join are also extremely happy.” – Marios Michael


“I have been using the house crowd now for over two years and have found no issues at all in my dealings with them. All contact has been professional, courteous and slightly irreverent, which I find to my taste in an otherwise dry area.” – Trevor


“We’ve been using THC for several years now, over a number of differing project types. Generally speaking THC provide an excellent service with good returns and thus far have fulfilled all of our expectations.” – Ron Stolle


“I really like the total transparency of the House Crowd operation. You have access to all the information about every project. The variety of projects on offer is quite amazing too. Returns may seem high at first glance but when you look at the careful research that has gone into each project, it is clear these returns are achievable.” – Phil Rigby


“THC offer the ability to spread investment risk and their management team do all the hard work whilst gaining significant improvements on the average returns from direct investment.

“THC are a friendly, well-managed company providing a first class service people interested in property investment. Crowdfunding is not just the future, it is now!” – Kevin Jarvis


“The House Crowd is an easy way of getting property exposure with a strong return profile for an all equity investment. Diversification is easier than direct BTL since you have other crowd members contributing too.” – James

We could go on (and on!) sharing these great The House Crowd reviews with you, but we think you get the picture. We’ve always known we offer outstanding service and investment options, but to have this fed back in such positive ways by our investors reminds us what a good job we are doing. As we continue to grow and offer more investment products, we’ll be sure to continue putting our investors first, and keeping up the volume of positive investment experiences for everyone who invests with us.

 

Performance Statistics: March 2017

Performance Statistics: March 2017

The figures are now in for our performance statistics from last month. You will see below our summary figures from the dividend, interest and capital payments made in March 2017. You can also see our total cumulative returns from 2013, which you may also find helpful to know.

March 2017

  • Projects paid out against = 20
  • Total value of dividends and interest paid = £217,583.03
  • Total value of capital repaid = £2,015,907.39 (1 x development capital, 1 x bridging loan)
  • Total number of investors paid = 694

Total for 2017 So Far

  • Projects paid out against = 64
  • Total value of dividends and interest paid = £374,095.83
  • Total value of capital repaid = £2,881,907.39
  • Total number of investors paid = 1,714

Cumulative (from January 2013)

  • Project paid out against = 498
  • Total value of dividends and interest paid = £1,509,720.83
  • Total value of capital repaid = £7,887,627.39
  • Total number of investors paid = 10,212

To find out more about investing with The House Crowd, you can register with us by clicking on the purple button below. Alternatively, take a look at our current property investment opportunities by clicking the blue button! Either way, we’re always here to answer your questions in any way we can.

Register Now for more Info

View our Property Investments

 

Should You Judge A Book By Its Cover?

Do you think you should judge a book by its cover? Whether it’s fair to do so or not, it’s a fact that people do – literally and metaphorically speaking.

Whether it’s fair to do so or not, it’s a fact that people do – literally and metaphorically speaking.

Designing the right cover for a book is therefore important, and we would love to get your feedback, before making a final decision on which cover to choose for Frazer’s book.

We have narrowed it down to two choices and would be very grateful for your input.

Chose your favourite cover here


To find out more about investing with The House Crowd, you can register with us by clicking on the purple button below. Alternatively, take a look at our current property investment opportunities by clicking the blue button! Either way, we’re always here to answer your questions in any way we can.

Register Now for more Info

View our Property Investments

 

Baby Doomers: A Bleak Retirement Outlook For The Over 55s

Baby Doomers: A Bleak Retirement Outlook For The Over 55s

The House Crowd has conducted a survey of the over 55 age group to ascertain their plans for retirement. The results make for decidedly depressing reading.

Baby Doomers

Those nearing the end of their working years reported a pessimistic outlook for their retirement. 78% of those surveyed said that they are financially unprepared for their retirement, with over a quarter saying that they think it’s too late to change plans and save more.

Just 16% of respondents were confident that their lifestyle will improve once they retire, whilst 37% expected their lives to be worse. The financially secure retirement that we all hope for was considered no longer possible for a full 41%.

State Pension Shocker

Shockingly, it seems that a significant proportion of over 55s will be reliant on their state pension to support them through their later years.

Over half of respondents do not have a personal pension and have no plans to put one in place. Over a quarter have no workplace pension, and – once again – no plans to put one in place.

Once retired, respondents said they’d like £18,235 to live off, but expected just £14,180.

And who’s to blame? 20%, on average, blame the government.

Well, 23% of women do, anyway. Only 18% of men thought the government was at fault for their retirement woes.

Perhaps this has something to do with the fact that fewer women reported being financially prepared for retirement than men. Just 17% of women thought they were on track, compared with 28% of men. Regardless of gender, the results are far lower than anybody would hope.

A Silver Lining

It all looks pretty dismal, but there could be a solution. Frazer had this to say after seeing the survey results:

“These results paint a miserable picture for our Baby Doomers – but it’s not too late for people approaching retirement to improve their situation. By exploring newer investment options, like property crowdfunding, over 55s can benefit from solid rates of return to help make retirement more comfortable.”

The property crowdfunding industry has been around since 2012, and is now worth billions worldwide. Though, as with any investment, there are risks to capital, the potential returns of this method of property investment could mean the difference between a rotten or a relaxing retirement.

Find out more about property crowdfunding as a potential investment choice for your retirement by registering on our site using the purple button below. Alternatively, click the blue button to see our current range of property investment options:

Register Now for more Info

View our Property Investments

Name That Book!

Frazer, our CEO, has written another book – his first one was a novel called The Cheshire Sect which is available to buy on Amazon.

This second book is all about how you can build your wealth using property crowdfunding.

It’s due for publication in April but, before it’s published, he would like your advice on what to call it.

We’ve narrowed it down to two potential titles. Just click here to tell us which you think is best.


To find out more about investing with The House Crowd, you can register with us by clicking on the purple button below. Alternatively, take a look at our current property investment opportunities by clicking the blue button! Either way, we’re always here to answer your questions in any way we can.

Register Now for more Info

View our Property Investments