Choosing The Right UK Property Crowdfunding Platform

Choosing the Right UK Property Crowdfunding Platform 

UK property crowdfunding is an excellent form of investment. Whilst, as with any investment, capital is at risk, the potential gains from UK property investment have long seen positive outcomes for investors. If you are considering property crowdfunding or secured peer to peer lending as a possible investment option, then there are a few things to check out before you pick the platform to invest with.

Here are our top 5 questions to ask yourself before you choose your UK Property Crowdfunding Platform:

1. Who Are They?

Firstly, find out as much as you can about the people behind the platform. Are they experienced and successful investors themselves? Do they have a proven track record with long term investment portfolios of their own?

2. SPV Relations

Check to make sure that the SPV you’ll be investing with is associated with the platform itself. This is likely to mean that that the platform takes responsibility for the investments, and for delivering your returns. Without this relationship,it could be argued that there is a greater risk to your capital, as a one-off property investor raising money through a platform will have less to lose if he defaults on paying investors.

3. Track Record

Check the track record of the platform itself. A well-established platform that’s been operating for over a year should have some good success stories and investor testimonials. Can the platform show a history of successful investments? Do they have a good track record when it comes to paying out dividends on time? If there’s no accomplishments to be found, you should think about why that is!

4. Customer Service

Customer service is another big factor to take in mind before deciding to invest with a platform. You would definitely prefer to work with a company who looks after you throughout your investment with them. So, before anything, it’s a good idea to give them a call and have a chat. How easy are they to contact, and how helpful and informative are they on the phone? If they seem like pushy salespeople, or don’t meet your standards in general, then you probably won’t trust them with your money.

5. Complaints

Find out from other investors how well they deal with any complaints that come through. You could also ask them this yourself during your phone call to them.

UK Property Crowdfunding with The House Crowd

Here at The House Crowd, we are proud of the way we help investors of all types to get into UK property investment. We are, of course, fully regulated by the FCA, and tick all the boxes for the above. You can check out our property investments or find out more by registering, just by clicking the buttons below. Alternatively, give us a call or chat to our real human advisor right here on the website (you’ll find him in the bottom right hand corner of your screen on the homepage). Happy investing!

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Government Promises Investment in UK Property Development

Good News as Government Promises Heavy Investment in UK Property Development

The UK Government has recently announced plans to invest billions of pounds into the creation of new residential UK property development.

UK Property Finance, one of the UK’s leading Development Finance firms, is understandably excited by the news:

“With the Treasury itself providing serious financial support for those in the property development sector,” they state. “It seems that the disconcerting issue of the lack of affordable housing across the UK is finally being taken seriously by those in power.”

The investment plan is expected to assist in the creation of 225,000 new homes across the country, with at least 15,000 anticipated to be ready and habitable by 2020. There’ll be, it seems, a £3bn injection to the Home Builders’ fund, with a further £2bn going directly to residential property developments on public land.

Insufficient Funds for UK Property Development?

However, despite this news, there are plenty of voices in the property development sector who don’t believe the figures to be sufficient to overcome the extent of the housing crisis.

“Although the amount of suggested investment is significant,” UK Property Finance goes on to say. “It still seems to fall short.”

Whilst these steps by the Government are, of course, a step in the right direction, the extent of development simply does not match the volume of population expansion. This is particularly the case for affordable housing, as increasing numbers of people are priced out of the property purchase market altogether.

Without sufficient Government backing, some affordable financial backing tailored to the needs of each development is necessary.

Enter Property Crowdfunding!

Property crowdfunding and peer-to-peer secured lending may just be the answer. Allowing investors to build a diverse portfolio of property investments across a range of property types, as well as smaller financial input requirements, the alternative finance sector is promising. A more diverse variety of investors, from high net worth to private individuals can get together to fund development projects that will help towards providing some of that much needed new housing stock.

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Despite numerous setbacks, from Brexit to tightening on mortgage lending, the UK property market seems to be remaining buoyant, with optimistic reports for the future.

The property crowdfunding and peer-to-peer secured lending market is one of the major players making a significant difference in keeping the property market moving in the UK. It’s this kind of innovation, as well as the perseverance in the face of challenging times, that is key to building a successful future for the UK property market, and the economy at large.

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