The Latest Crowdfunding News – 17/3/16

Crowdfunding News – All The Latest Updates

 

Hi guys and welcome to another fortnightly edition of the latest crowdfunding news. As usual we bring you an array of interesting updates from the crowdfunding world, today we kick things off by looking at Andy Murray backing five UK start-ups to investigating why crowdfunding has become a female founder’s best friend. If you missed our last crowdfunding blog post, feel free to catch up here. We hope you enjoy! ?

 

Murray Backs Five UK Crowdfunding Start-Ups

Andy Murray Investment

Andy Murray has been quite busy this year both on and off the tennis court. The Glasgow born tennis player has invested in start-ups via crowdfunding platform Seedrs.

His investments are with firms Oppo Ice Cream, Commuter Club, Landbay, We Are Colony, and Readbug.

The two-time Grand Slam champion who teamed up with Seedrs last June, invested undisclosed amounts into each start-up company.

London based Oppo Ice cream makes low-calorie ice cream, while Commuter Club offers commuters season tickets as a subscription service.

Fintech company Landbay offers P2P lending on UK buy-to-let mortgages, We Are Colony are a film streaming platform, and Readbug is an app that offers a curated selection of independent magazines.

Seedrs revealed that it has had more than £100m invested on its platform and has funded more than 320 deals to date, and on average raises up to £7m per month. (BBC, February 2016)

Unfortunately at The House Crowd we can’t offer you investments in really cool start-ups but we can offer you the latest property investments – interested? Take a look here.

 

Can Crowdfunding Bring Solar Energy To Small Businesses In The USA?

Solar USA Crowdfunding

Solar energy is one of the fastest growing new industries in the United States, earning a shout out from President Obama at his State of the Union speech. The president noted that it is now a bigger business than coal, and typically pays its workers a higher wage. (The Verge, March 2016)

Wunder Capital, a start-up from Colorado is trying to make it easier than ever before for anyone to invest in the solar-backed-boom.

The start-up company is aiming to fund small, commercial projects which have struggled to grow at the same rate as residential solar and big industrial deployments as The Verge point out in their recent article.

Last week Wunder announced that it will be raising its own funding, three million dollar round of venture capital that will help its team grow and expand into new market areas.

Nicole Litvak, a senior analyst at Greentech Media, thinks the new funding round is a positive sign for Wunder as it continues “working to bridge the disconnect” between early stage commercial projects in need of backing and small-scale investors who are interested in solar power.

Interested in Wunder’s solar concept? Learn more here.

 

Equity Crowdfunding Now Most Active Investor Type in UK

Equity Crowdfunding UK

 

Beauhurst – a data provider on high-growth UK companies released a report titled “The Deal” looks at equity crowdfunding from 2015/2016.

The data provider’s research tracks every fundraising transaction involving high-growth UK companies at seed, venture and growth stage, including many that were not announced by a press release or mentioned in the press according to Crowdfund Insider.

It was revealed that Crowdfunding, led by equity crowdfunding platforms such as Seedrs, Crowdcube, Angels Den, Seedcamp and Collider, have become the dominant investor type in seed-investing.

Moreover, Equity crowdfunding platforms also lead as single investors in venture stage, with Crowdcube (they had the single most prolific equity investor in 2015 with 136 transactions) ahead of Andy Murray’s favourite platform Seedrs.

For those of you who love visual data, we have enclosed Beahurst’s research below.

Beauhurst-Info-on-UK-HIghgrowth-

(Image Source : Crowdfund Insider)

Therese Torris, business strategist, eCommerce and eFinance writer mentions in Crowdfund Insider that across the three stages of investing, equity crowdfunding is now the second most active funder type after private equity firms, far ahead of angel networks and private investment vehicles.

 

Crowdfunding Is No Longer Only An Option For Start-Ups

Crowdfunding News

Crowdfunding is commonly associated with start-ups, however, big businesses are now learning how to deal with outside investors.

For example, the same week the CES 2016 (Consumer Electronics Show) took place (if you don’t know the place that shows off the next best things in tech) Indiegogo launched a new platform called Enterprise Crowdfunding, which in a nutshell provides support to established businesses looking to test the waters with a new product.

Indiegogo provides strategy, support, promotions and analytics for enterprise users, as well as their users who have a track record of taking a gamble on new ideas. (World Finance, March 2016)

However, the main risk (as World Finance’s Callum Glennen quite rightly mentions) for big companies would be a loss of good faith from the crowdfunding community, who may see projects from big companies as a misuse of the system.

We actually have covered this topic in a previous crowdfunding blog post (view here) but seems to be a common topic the crowdfunding world and the main argument here is that high-profile celebrities and companies can fund their own ventures, plus afford to take the hit if their project goes south.

The concern is that it could drive out the real entrepreneurs who will be the real future engines of the economy. On the flipside it can viewed with a well made, open and clear campaign, larger businesses can engage and expand their customer base by operating in a more public and transparent approach.

Which side do you take on this crowdfunding issue?

 

Crowdfunding Is A Female Founder’s Best Friend

Crowdfunding Women

 

At the end of the day no matter who you are, raising funds isn’t easy. As Forbes’ Geri Stengel points out – it’s no secret that women entrepreneurs have an even harder time raising capital from angels, venture capitalists and bankers than their male counterparts. (Forbes, March 2016)

But did you know….? Women outperform men when raising funds for their companies through rewards-based crowdfunding.

With rewards based crowdfunding the backer receives a tangible item rather than shares in a company. In most cases the item that you are given is the product you are trying to raise money to produce.

So how are women championing crowdfunding? Berkeley-Haas School of Business and the Kellogg School of Management found women have the ability to tell compelling stories and connect at an emotional level.  Their research also found that their use of vivid and inclusive language made them also outperform male entrepreneurs.

Want to know more about the research on women and crowdfunding? If so, click here.

 

What Are Your Thoughts?

Which of our chosen crowdfunding stories has interested you the most? We would love to hear from you, feel free to leave us a comment on our Facebook and Google Plus pages. If you prefer to tweet us, tweet @TheHouseCrowd.

In the meantime if you want to know more about Property Crowdfunding do register for our Information Pack which will tell you all about it. 

Register Now For More Information

Property News Round-up 24/2/16

Property News All The Latest Updates

Hi guys and welcome to another fortnightly edition of our property news round-up. As usual we will be looking at the latest goings-on in the property market from looking at what would a Brexit mean for UK property to looking at Robbie Fowler aka “King of the terraces” and how he got into investing into property.

What A Brexit Means For The UK Property Market

Brexit Property

One of the biggest talking points at the moment is about leaving/staying in Europe and as we know in June we will be going to the ballot boxes to cast our votes.

There are so many questions around this topic such as what does a post-EU Britain look like? How long would a formal Brexit take? And that there are plenty of uncertainties in the property market.

Many in the property industry have said that if the UK does stay in Europe business will resume quite quickly, it we leave, well that’s when it gets all a bit misty, we will still be stuck with many uncertainties.

To get some idea, it seems that we would have to break down two buyers, the first being a domestic buyer and second, an overseas buyer.

The Brexit might not have such an impact for the domestic buyer as the market is linked to supply and demand and property prices are linked to people’s incomes. It seems that in this country we have still got this demand and supply imbalance, the demand as we know is definitely there and the supply is still fairly limited. Because of this, many analysts and industry experts think it would therefore not have a significant impact if the “leave” voters prevailed in June.

Moving onto the overseas buyer/investor, areas such as London that have a high percentage of overseas buyers, the Brexit may cost London its “safe haven” status (especially with wealthy Europeans) and look to go somewhere else in Europe, it could also put off a lot of investors altogether.

On the flip side, a weaker sterling could attract more investment in London property. As mentioned in the IBT, when sterling plummeted during the financial crisis, the London market boomed because foreign investors flooded in and bought up property in prime central postcodes at relatively cheap prices. (IBT, February, 2016).

Whether we leave or stay, until there is a relative amount of certainty about what’s going on, for now people will likely hold off from participating in the market.

Want to know more about the Brexit? We recommend reading The FT’s article on What are the economic consequences of Brexit?

NEARLY two million younger people have been locked out of the property market since 2001

Millennials Property

A recent stat we stumbled upon this week via The Express was that if ownership rates among 25 to 34-year-olds were the same as 15 years ago, an extra 1.8million of them would own their own homes in England.

As we all know, soaring house prices, stricter lending criteria for mortgages and the difficulty of saving for a deposit are the main barriers for millennials.

A leading think tank recently warned that the current situation is only likely to get worse as the UK faces a shortfall of 1.3 million homes by 2026.

An economist that we applaud, Katie Evans, is calling on the Government to support more innovative ways of helping young people get on to the ladder, such as through crowdfunding.

Are you in the 25-34 age bracket and looking for an alternative? If so, why not take a look at our Property Crowdfunding How It Works page for more info.

Shock study finds a quarter of homes EARN MORE than their owners

 UK Property

We don’t like to be the bearer of bad news, but another headline that grabbed our attention this week was that UK house prices are rising so rapidly that a number of homes now ‘earn’ more than their owners, according to new research.

Halifax found that more than a quarter of local authority districts property value increases have surpassed average earnings and these areas tend to be in London, the South East and East of England.

Martin Ellis, the housing economist at Halifax told The Express that “Clearly, this is good news for some homeowners. However, it does make conditions tougher for those looking to buy their first home in such areas, with prices being pushed increasingly out of range for many young people.” (The Express, February, 2016)

Council tax is cheaper for millionaires in London than those in terraced homes in Liverpool

London Liverpool Council Tax

Multi-millionaires living in one of the most exclusive and expensive parts of London pay the same or even cheaper council tax than those in a terraced street in Liverpool mentions The Liverpool Echo.

City mayor Joe Anderson described the situation as obscene and stresses that there should be a review on how councils are funded.

An example of how obscene the situation is as the Liverpool mayor quite rightly puts it, can be seen via Zoopla. A seven bedroom house in the heart of Westminster which is near to having a £20 million price tag and council tax costing £1,345.48 a year. In Liverpool, a Band B property, an owner would pay £1,256.65 a year.

Anderson has slammed the tax comparison and mentioned that wealthier areas such as central London need less help than disadvantaged cities such as Liverpool which suffers from high levels of deprivation – which places more costs on the local authority.

The mayor also mentioned that “If there was ever an argument to review the funding and stop it from disadvantaging cities like Liverpool you could not get a clearer example.” (Liverpool Echo, February 2015).

Robbie Fowler – The King Of The Terraces!

Robbie Fowler Property

The former Liverpool and City player is giving lessons on how to be successful in the property market. Beginner landlords get free tips on raising cash, spotting the best deals and negotiating.

The 40 year old Kop legend put his career earnings into property and has been named in a list of the UK’s 1,000 richest people, with a fortune of about £28million.

On his property academy site, Fowler mentions “Off the pitch one of my biggest successes has been investing in property”, he also mentions that he gained valuable property advice from people who understand the ins and outs of how the property industry works.

Fowler retired from football in 2012 and now runs his business with his wife. Want to become the next Robbie Fowler in property crowdfunding? Why not check out our latest investments here.

 

What Are Your Thoughts?

Which of our chosen property stories has interested you the most? We would love to hear from you, feel free to leave us a comment on our Facebook and Google Plus pages. If you prefer to tweet us, tweet @TheHouseCrowd.

In the meantime if you want to know more about Property Crowdfunding do register for our Information Pack which will tell you all about it. 

Register Now For More Information

 

Property values can fall. Your capital may be at risk & returns may vary. Read our Risk Warning

Property News Round-up 18/11/15

Property News – All The Latest Updates

Hi guys and welcome to our fortnightly property news round-up. Not only has it been a busy week in our office here in Hale with a vast amount of projects that we have undertaken, but it has also been a busy couple of weeks in the property world from more talk in the press about the Northern Powerhouse to property shortages driving up prices.

 

A Brief Insight Into The Northern Powerhouse

manchester-619769

We’ve all heard about the Northern Powerhouse a term that we have heard a lot of in the property industry in particular.

Manchester has a high level of demand from the likes of both students and working professionals and having a buoyant rental market has definitely contributed to its success so far.

On the other side of the Pennines, in Sheffield and the Humber Region they have seen investor numbers increase as more people leave southern cities such as London and Cambridge because of a low property stock and rocketing prices. Like Manchester, Yorkshire appeals to many who are looking to relocate. If you are one of those people and are looking for an alternative we recommend reading our Manchester guides (North and Central) and also our South Yorkshire guide.

It seems that a major factor for the Northern Powerhouse to progress is down to infrastructure. It’s fair to say that investing in transport in Manchester has helped the city out massively; for example, the redevelopment of Victoria Station will allow 700 more trains a day through the city by 2019. In addition, Manchester Airport’s first direct flight to mainland China was announced during China’s Prime Minister Xi Jinping visited last month and also comes after a £1 billion expansion plan.

Transport infrastructure is without a doubt going to be a game changer for the city and its future, one source who works in the property industry has stressed that for Manchester to be in the centre of the Northern Powerhouse it needs houses that are worthy of that position.

Image source and access to the full article click here

 

Culture Club : Living Near A UNESCO Site, A Yorkshire Case Study

UNESCO Yorkshire

Staying in the north for our next property story, did you know that living near a UNESCO can command a premium of almost £80,000 (You do now!) and those living in “God’s Own County” and are near to its cultural assets can pick up a bargain.

Probably not so much if you live ‘down sarf’, properties that are near to Westminster can reach up to £1,715,292! Luckily in Yorkshire you won’t have that kind of dizzy price tag. In West Yorkshire, Saltaire, a village near to Bradford which was awarded its status as an “exceptionally complete and well-preserved industrial village of the second half of the 19th century,” is the fourth cheapest Unesco area, with the average house price at £155,868. (Yorkshire Post, November 2015)

In addition, property close to Fountains Abbey costs under £300,000. Northern cities such as Bradford and Liverpool are appealing to many because it gives potential investors and buyers to be part of a city that has shaped not only British culture but the world over. So much so we have been involved in a project in Bradford, you can read all about our Woolston Warehouse project here.

Image source and access to the full article click here

 

Property Shortages Driving up Prices

Property shortages

Research from the Royal Institution of Chartered Surveyors (Rics) shows that across the UK 10% more members saw a fall in instructions by home sellers than a rise. (Guardian, November 2015). However, their research saw a rise in inquiries from would-be buyers.

Property experts have mentioned that potential sellers are being put off by high costs during the moving process and also that there are a shortage of possible places to move is another factor that is deterring people from putting their home up for sale.

In the capital where property prices rose last year, surveyors were less likely to report prices as mentioned in Rics’ research. Furthermore, they mentioned that  their members in every region except London and the east Midlands had seen a pick-up in the number of sales agreed in October.

Does the current climate concern you? Are you looking for another alternative? Why not take a look at our crowdfunding process page.

Image source and access to the full article click here

 

First-Time Buyers Waiting For Someone To Die So They Can Get On The Property Ladder – Our Research For This Is Money

Houses

Two weeks ago in our previous property news blog post we covered a story on Hotel of Mum and Dad – A Fifth of Adults Live at Home with Parents.

Our research indicated some eye-opening results, we found out that 23 per cent of under 30s won’t become homeowners until they inherit money for a deposit. In addition, more than a third of those surveyed, 36 per cent, said they felt they would have to rent forever.

More than half of those surveyed stated that they simply couldn’t afford a deposit and blamed rising house prices and more than a third mentioned that they were not able to afford mortgage repayments.

Our very own head honcho Frazer Fearnhead mentioned in the This Is Money article that “The situation for the younger generation appears to be getting worse, and it’s concerning that so many feel resigned to the fact that they will never be able to invest in property.”

Frazer recommends that if the under-30s look beyond conventional routes to property investment they are alternative ways to make that first step onto the property ladder. One example comes from a young investor, Samuel Hucklebridge who graduated from the University of York with an economics degree who has invested in various projects with us, you can read more about him on our case studies page.

Image source and access to the full article click here

 

How Much Did This Dilapidated Shed In Peckham Sell For?

Peckham Shed

Just for a bit of fun can you have a guess how much this dilapidated shed in Peckham sold for? The run down Peckham property has been neglected for thirteen years.

The post-war shed was in such bad condition that it will have to be demolished, however, this did not put buyers off as it had quite a large number of people of were interested even though it was to be sold without planning permission and redevelopment.

The dilapidated shed was previously owned by Southwark council and comes with 0.6 acres of land.

 

How Much Did This Dilapidated Shed In Peckham Sell For?

 
pollcode.com free polls

 

What Are Your Thoughts?

Which of our chosen property stories has interested you the most? We would love to hear from you, feel free to leave us a comment on our Facebook and Google Plus pages. If you prefer to tweet us, tweet @TheHouseCrowd.

In the meantime if you want to know more about Property Crowdfunding do register for our Information Pack which will tell you all about it. 

Register Now For More Information

 

Property values can fall. Your capital may be at risk & returns may vary. Read our Risk Warning.

Joint Ventures Property Investment

Joint Ventures Property Investment

Back in 2012, when we were first starting out, we were the first to offer the property crowdfunding investment model. At that time, things were very different to how they are now. Just take a look at this quote from our blog back in March 2012:

“I’ve just been lurking around the property investment forums such as Property Tribes. There seem to be some interesting discussions about joint ventures in relation to property investment but some scepticism about the partners involved, especially as they all seem to charge fees in one way or another.

Not a true joint venture in my opinion.

Hopefully, people will realise we offer a simple, transparent way they can participate in a genuine joint venture and invest in property for mutual benefit.”

This is an example of what we were thinking about back in 2012 when we first launched.

However, since that time, we are pleased to have seen the property crowdfunding market catapult in popularity. Indeed, people did wake up to the simple, transparent joint ventures in property investment that we offered. So, too, did many other property entrepreneurs, who began mimicking our model and setting up their own property crowdfunding and P2P platforms.

Now, the industry is worth billions worldwide. We are proud to have been the first, and still the leaders, in offering a way to invest in a diverse portfolio of property with the potential for high returns.

Find out more by registering with us, or view our property investments directly:

Register Now for more Info

View our Property Investments