UK House Prices Flatline – But The House Crowd Stays Strong

UK House Prices Flatline – But The House Crowd Stays Strong

A recent poll by the Halifax has suggested that UK house prices will flatline this year and that the market is relatively stagnant. This is not surprising with so much doom and gloom in the financial markets and the eurozone. The threat of more quantitative easing looms and generally, everyone is pessimistic, as June rolls in with heavy clouds and rain throughout. The only good news is the hosepipe ban may well be lifted hooray!

Fear not though as our mood remains resolutely positive, and we’re sure the weather will soon be fabulous.  We at The House Crowd refuse to accept that the world is going to hell in a handcart, and we are focussing on bright horizons and clear blue skies. Stagnant UK house prices do not affect our model of achieving substantial returns on our investment in property. We have an optimistic view on life whilst achieving realistic returns for our investors.

Put us to the test, and you will discover you can benefit too.

Add an ethical purpose, regular updates and the ability to spread your risk to the excellent financial incentives, and we think you’ll see why so many people have already joined The House Crowd.

Property crowdfunding is now taking the investment world by storm, following our brave debut onto the scene in 2012. We offer better returns on investment than many other investment models, and allow people previously locked out of the property market to benefit from the lucrative world of property investment. What’s more, we’re helping bring much-needed new homes across the Greater Manchester area.

For more information on the process of getting involved with property crowdfunding, visit our Crowdfunding Process page.

We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments.

To find out more about getting great returns on investment with The House Crowd, start by getting to know us here.

Update: This was the state of UK house prices at time of writing. And our returns on investment are even better now than they were when this article was originally written in 2012. The world may feel more doom and gloom than ever – but we keep marching on!

Did You Hear The House Crowd on Radio 4?

Did you hear us on Radio 4?

This week saw our very own managing director, Frazer Fearnhead take to the microphone and appear live on Monday You and Yours show on BBC Radio 4, discussing the numerous benefits of being a member of The House Crowd.

The interview was a great success and resulted in a great many new sign-ups by new investors, who recognised the great many benefits of the property crowdfunding model after listening to Frazer’s enlightening explanation.

If you didn’t get the opportunity to listen to the interview, then don’t panic, you can check out the link below to listen along at your leisure. Scroll forward 17 minutes, 20 seconds to get to Frazer’s bit:

Listen to Frazer on Radio 4!

We hope you enjoy listening, and if you haven’t already jumped on board The House Crowd bandwagon,  why not join us now?

How To Find Out More

Register with us to find out more about getting involved with property crowdfunding, as a way to generate potentially excellent returns on investment through very little financial outlay:

Register Now for more Info

Find out more about How It Works

We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments.

Update: Since this Radio 4 interview first aired in 2012, The House Crowd has gone from strength to strength. We continue to be the leaders in the property crowdfunding space in the UK, and our presence and great reputation is continuing to grow all the time.

Many more platforms emerged after us, and some have gone on to do very well. In fact, the entire property crowdfunding industry has exploded since we took those tentative first steps. It is now an industry worth billions worldwide.

No matter how big the industry grows, however, we are confident that, as well as being the first, we will always be the best.

Let Down By Buy-To-Let Lenders

Once again, British banks are being criticised; this time for letting down property investors who have successfully bid at residential property auctions. It has been reported that these investors, many of whom are buy-to-let, are left scrambling to source other forms of finance as their auction deal often leaves them legally bound to complete within strict timeframes, usually just 28 days.

So where does this leave these property investors? With very little choice and often relying on short-term finance.

This is a property investment strategy we would certainly not recommend! Which is probably why we’ve had so much interest since our launch, from those wanting to invest in property while avoiding issues such as these.

The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit http://thehousecrowd.com/thehousecrowd/how-it-works/). We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their property investments (for more information about us, visit http://thehousecrowd.com/thehousecrowd/about/our-manifesto/). If you’ve read enough and want to invest now, visit http://thehousecrowd.com/thehousecrowd/invest-in-property/).

Are London Property Prices Falling?

As is often the case, our capital is the matriarchal figure around which the rest of us follow. It is deemed by many to be the best tourist destination, the best place to find top notch restaurants, and generally the best place to live.

However, while for years it has defied the house price falls seen throughout the rest of the UK, recent reports from the ONS suggest London is now leading the way when it comes to plummeting house prices. Visit http://www.guardian.co.uk/money/2012/may/23/london-house-prices-catch-cold for the full article.

Whether or not this news means we should all be wary and expect the same elsewhere in Britain, for investors with The House Crowd it is irrelevant as their investments are not reliant on property prices increasing – our property investment strategies are much more effective than that!

 The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit our how it works page). We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments (for more information about us, please look at our manifesto page). If you’ve read enough and want to invest now, go to our invest with The House Crowd page).

The Biggest Waste Of Space

Nominations are open to find Britain’s Biggest Waste of Space

We love the Waste of Space Campaign launched by Empty Homes to find Britain’s worst empty property. It is urging the public and local campaigners throughout the UK to nominate the empty public property they feel is the worst in their area, the one they feel is a complete waste of space. And the prize? Well the winner will receive the Biggest Waste of Space award at the National Empty Homes Conference held in November.

We think this is an ingenious idea; it raises the profile of empty homes, it gets people thinking about the empty homes in their areas, and it might get those owners of public properties thinking more carefully about keeping it empty, I mean, who would want to win this award?!

The deadline for nominations for 2012 is 24th September so get voting – we can think of a few already!

The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit http://thehousecrowd.com/thehousecrowd/how-it-works/). We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments (for more information about us, visit http://thehousecrowd.com/thehousecrowd/about/our-manifesto/). If you’ve read enough and want to invest now, visit http://thehousecrowd.com/thehousecrowd/invest-in-property/).

 

90% Of Landlords Are Unhappy With The Banks

9 out of 10 landlords are dissatisfied with the banks and the buy to let mortgage market according to a survey by the National Landlord’s Association.

No surprise really, but here’s what the survey reported:

89% would like to see greater competition and more lenders in the market and greater competition.

74% reported they believe that buy-to-let lenders should be more innovative.
(Mmm, not sure about that – look what happened the last time banks ‘got creative’).

Over 50% of property investors do not believe that access to buy-to-let mortgages is becoming easier despite the official line from the banks.

60% stated they were unable to obtain mortgages as the lenders would not consider borrowers in their particular circumstances.

Our advice to property investors – forget the banks and join The House Crowd instead. Using our crowdfunding model, you could make  25% a year on your money with no need for borrowing or worrying about increased interest rates and making mortgage payments. Simples!

 

Is the Government listening?

Okay, we have known for years that not enough new homes are being built. Increased demand and shortage of supply will  inevitably drive the affordability of housing out of the reach of many and create a huge problem. But what about making more use of the housing that we already have as opposed to building new homes?

(http://www.guardian.co.uk/society/2012/may/17/government-failing-homes-built?CMP=twt_gu)

We have a plethora of empty run down properties that have to be considered when we discuss this housing shortage – over 750,000 empty properties last time I read a report on it.  Surely we can look at incentivising further the investing in repossessed properties, bringing them back to life as opposed to just thinking about building expensive new ones.

At The House Crowd, our ethos is to make money for our investors; however,  we are also proud of the fact that we breathe new life into properties that others have left to rot.  Our methodology is a win/win for everyone, we allow people to make great returns from investing in property (from as little as £1,000) and in doing so provide a home that otherwise wouldn’t exist for a tenant or first time buyer.

By the way we are well under way to renovating HCP 003 and have offers accepted on HCP004. House Crowd Project 005 will be launching tomorow

If interested in joining us and making a great profit whilst breathing life into distressed property please join us here: http://thehousecrowd.com/thehousecrowd/invest-in-property/)

 

Council home eligibility means private rented sector is likely to boom

Local councils across the country are expected to announce new measures to tackle the 4m strong waiting list for council properties; meaning a wave of demand in the private rented sector is imminent.

Hammersmith & Fulham council has led the way, announcing that couples earning over £40,000 a year will no longer be eligible for a council property, which has gone much further than housing minister Grant Shapps’ suggestion that those earning over £100,000 should be not eligible. And other local authorities are expected to follow suit.

This burst of activity is in response to the Government’s new legislation which has seen an end to tenancies for life, affording local authorities more flexibility when dealing with waiting lists.

As a property investment group which focuses on refurbishing distressed or repossessed properties and providing property to those most in need,www.http://thehousecrowd.com/thehousecrowd/ is already poised and ready to meet this surge in demand from those no longer eligible for a council property.

Repossessions Rise, But Is It Immoral To Buy Them?

We reported in a recent blog about zombie landlords, and the fact that it wouldn’t be too long before banks began to increase their mortgage interest rates. Well, as expected, they have risen again and for some, this could stretch their finances to breaking point.

A report out last week from the Council of Mortgage of Lenders stated that a total of 9,600 homes were repossessed in the first three months of 2012. Some people out there (who seem to like criticising anybody who actually does something) have been complaining that The House Crowd is immoral to be profiting from people who have had their house repossessed.

To which we reply ‘what utter tosh’.

Without getting into the morality of whether it is justifiable to repossess a property in a particular case, the fact is the repossession is nothing to do with us; or anyone engaged in property investment, we only become involved months after the mortgagee has repossessed the property and have no part in the decision to evict.  What we do is simply buy the property by paying more than anyone else is prepared to pay (every repossessed property that is sold has to go through a public notice period so the bank can obtain the best possible price).

I am not sure what perverse rationale these people use to claim that we are immoral (I think they just hate any property investor or buy to let landlord); would they seriously prefer the repossessed property just stands empty and deteriorates rather than us refurbishing it and providing a good quality home  for someone who needs it else.

Oh and god forbid we make a profit out of it – how immoral would that be? I don’t now what planet these people live on but I’m glad I don’t live there. I bet it’s miserable.

 

Priced out of owning or investing in property – we can help.

Recent statistics have shown that owning a flat is now on average 7% higher than a year ago forcing many to rethink their dream  of owning or investing in property. Average rental prices have also increased significantly due to increased demand as many would be buyers are unable to find the deposits required to purchase their own home or an investment property.

With  The House Crowd  you can have a foot on the property ladder from as little as £1,000 and see an excellent return on your property  investment.  A great way of saving for that deposit for your own property by investing in property through a crowdfunding property investment model.

http://www.thisismoney.co.uk/money/mortgageshome/article-2141824/The-cost-renting-flats-surges-7-time-high-young-priced-buying.html